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Business Opportunities
The truth about work at home scams
Download the PDF version
The thought of earning a lucrative salary from the comfort of home is a tempting one – and that’s precisely why so many
organizations take advantage of unsuspecting Hoosiers through “work at home” business opportunities. Learn how to
avoid being taken advantage of by knowing what to look for.
UNDERSTANDING BUSINESS OPPORTUNITIES
- A business opportunity is commonly referred to as a “work at home” job. Examples of common business
opportunities include:
- Envelope stuffing
- Transcribing medical records
- Operating vending machines
- Setting up display racks
- Internet malls
- The Indiana Business Opportunity Transaction Act regulates the sale of business opportunities in the state of
Indiana if they require an initial investment of more than $500.
- Be wary of investment amounts just under $500 (for example $495) as this is likely an indication that the seller is
trying to avoid regulation as a business opportunity seller.
- Most business opportunities are advertised in the classified sections of newspapers or through Internet sites and
promise a large monthly income while allowing you to be your own boss and set your own hours.
- Most people find that the promise of a large income never materializes. Often, the sellers never deliver the goods.
Or, if the goods are delivered, investors discover that they are low quality and/or the market for them does not exist
or is already over-saturated.
- Many sellers require you to sign leases for credit card machines or other services that allow them to deduct money
from your account each month. Many people find that the withdrawals continue long after they attempt to cancel
the contract.
HELPFUL TIPS
- Before soliciting or advertising the sale of a business opportunity, a seller must register and post a bond with the
Indiana Attorney General’s Office.
- You can contact the attorney general’s office to learn if the company is registered.
- Properly registered sellers must use the attorney general’s office registration number in any advertisements.
RESOURCES
You can contact the Federal Trade Commission at:
1-877-FTC-HELP
www.ftc.gov/bcp/conline/edcams/bizopps
The Consumer Protection Division of the Indiana Attorney General’s Office works to safeguard the rights of Indiana
citizens every day. If you have questions or complaints regarding business opportunities, or other appropriate consumer
issues, contact the Attorney General’s Consumer Protection Division using the address and phone number listed below,
or visit www.IndianaConsumer.com for more information.
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